Dana Kilat-Pinjaman kecil

The loan products selected by Dana Kilat users are as follows:

• Loan amount range: Rp 500,000 ~ Rp 5,000,000
• Loan term: minimum loan term of 91 days, maximum loan term of 300 days
• Loan interest: Maximum annual percentage rate (APR) is 18% per year, and daily interest rate is 18% / 365 = 0.05% per day
• Other fees: None

Calculation example:

• Loan amount: Rp1,000,000
• Loan term: 120 days (4 months)
• Annual rate (APR): 18% per year (0.05% per day)
• Principal amount received by user: Rp1,000,000
• Interest calculation: Daily interest to be paid (1,000,000 * 0.05%) = Rp500; Monthly interest to be paid (500 * 30) = Rp15,000
• Total monthly payment: (1,000,000 / 4 + 15,000) = Rp265,000
• Total loan cost: (15,000 * 4) = Rp60,000
• Total amount to be repaid after the due date = (Loan amount + interest) = (1,000,000 + 60,000) = Rp1,060,000

PT. Dana Kilat Indonesia has been approved by the Ministry of Cooperatives and Small and Medium Enterprises and registered in the Ministry of Communication and Informatics as an electronic system provider. Dana Kilat Pure Online is a product of PT. Dana Kilat Indonesia, helping to improve members' economic well-being through online loans.

To become a cooperative member and apply for a loan, you must meet the following requirements:

• An Indonesian Citizen (WNI)
• Pay the principal deposit and mandatory deposit according to applicable regulations.
• Agree with the decisions of the Annual Member Meeting (RAT), especially regarding cooperative budgets such as Articles of Association and Articles of Organization (AD-ART), and other applicable provisions within the cooperative.

Once officially becoming a cooperative member, you will be facilitated to apply for fund loans for your needs. Here are the requirements to apply for a fund loan:

• Be a member of the cooperative.
• ID card (KTP) of spouse and Marriage Certificate if married.
• Family Card (KK), electricity bill, pay slip, and pension book (if required).

If users need convenient loan services, they only need to use the Dana Kilat Pure Online application. Additionally, it is important to note that Dana Kilat Pure Online is a platform that only provides membership registration services for PT. Dana Kilat Indonesia. Dana Kilat will screen loan products and assist members in loan applications. Dana Kilat does not directly provide loans to members.

Dana Kilat Features:

1. Simple application process through the application for both cooperative members and prospective members.
2. Paperless application process using digital technology on mobile devices.

Dana Kilat Pure Online products and services are only available to:

1. Indonesian Citizens.
2. Aged above 18 years old.
3. Have valid personal identification and active account status.
4. Be a member of the cooperative.
(Users who meet the above requirements can download Dana Kilat Pure Online from the Google Play store, then open it and select the product to apply for after registration. Fill in loan information and submit your application; fund disbursement will be processed after approval. Dana Kilat does not guarantee loan approval; approval is subject to personal credit assessment; please refer to the review results.) Users can contact us via email at: Email Contact: [email protected]: Jl. Kapten Tendean Raya No 27A, West Kuningan, Mampang Prapatan, South Jakarta City